Jamini Anurag : EARNINGS: Never depend on a single income. Make investment to create a second Source. ON SPENDING: If U buy things U don't need, soon you'll have to sell things U need. ON SAVINGS: Don't save what is left after spending but spend what is left after savings. ON TAKING RISK: Never test the depth of river with both the feet. ON INVESTMENT: Don't put your all eggs in a single basket. ON EXPECTATIONS: Honesty Is a very Expensive Gift. Don't expect it from cheap people -Warren Buffet, the world's richest investor.